dawitworks.com

Which banks are you working for?  A stunning statistic shows the nation’s biggest banks own 63% (up from 17% in 1995) of America’s GDP (Gross Domestic Product): http://finance.yahoo.com/news/Financial-Debate-Renews-nytimes-391084522.html?x=0.  If you’re like me, you’ve spent a countless number of months, years or decades paying banks like Chase (corporate headquarters photo below) and Bank of America.  So, where do decades of payments lead you?  Is there an end in sight or is it acceptable that pay day means banks get paid and borrowers will endlessly pay?

A recent story in the Sunday edition of the New York Times discusses  the nearly 30 year long financial fog (which, we’ve become very accustomed to) of cheap credit, low savings and a historically high dependence on banks.  As Wall Street recovers from the most economically shocking financial crisis since The Great Depression, it’s safe to say the days of  record low interest rates, easy underwriting and care free personal finance on Main Street are coming to an end.  

Ever find yourself swimming in the sea of fear?  Waves of negativity endlessly flow from media, people, things and events in a relentless effort to get you to believe the hype in so many shapes and forms: from “eat this, not that” and “save now, buy that” to claims like, “the future of your children is bleak”, fear is the engine fueling the global economy and quality of life for the young, old and middle aged populations. 

Moraga, California (Near Oakland) is home to college basketball’s surprise team which dug deep enough to not only win the school’s first big national tournament game since 1959 on Thursday, but topped it off with a trip to the “Sweet 16″. (ESPN.com)  The underdog beat the perennial powerhouse on Saturday giving the basketball nation a free lesson on the endless possibilities in life through the excitement of “March Madness”.

Is your world coming to an end today?  Maybe the answer is in daily activities; as fast as the average person hustles from one place to the next, chasing the accomplishment of another task on a different day, a “fly on the wall” could very well conclude most people  are rushing as though the world ends everyday while thinking as if life is forever….

How might “Super Mom” or “Determined Dad” beat the common cold and tend to the kids while on a laser sharp budget?  Below are a few ways: