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Tag: Economy

13 Financial Circumstances You Can Control (Research Shows OK ranks low in Personal Finance Education)

by Coach on Sep.28, 2009, under Bankruptcy, Budgeting, Building Savings, Car Loans, Car Purchase, Credit Cards, Debt, Debt Collection, Divorce, Economy, Financial Balance, Financial Fitness Sessions, Financial Freedom, First Time Homebuyers, Homeowner Fitness, Kids & Money, Money & Life, Mortgage, Negotiation, Positive Thinking, Real Estate, Repossession, Student Loans

you-decide001It’s tough to think of an area of life which isn’t related to personal finances at some level.  A big misconception is that financial health depends on circumstances.  This is simply not true.  Circumstances are the driving force of emotion based decisions and perspective provides a logical plan based on real priorities.  For a financially “unfit” person, circumstances drive every action.  For the financially “fit”, each action is calculated and thought out.  To be above average, above average actions must be taken.  It’s the “freedom to choose” which can be our biggest ally or worst enemy.  The most important battle is with the man or woman in the mirror and the biggest tragedy of life is to “almost win”.  Listed below are 13 reasons to get financially fit along with some links showing Oklahoma’s Statistics of sub par personal finance education:

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“Cash For Clunkers” Program

by Coach on Aug.04, 2009, under Car Loans, Car Purchase, Economy, Financial Freedom, Money & Life, Negotiation, News

carsclunkersThe nationally famous “Cash For Clunkers” Program is now up and running.  My understanding of the program

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The Power Of Optimism

by Coach on Jul.15, 2009, under Budgeting, Building Savings, Debt, Financial Freedom, Money & Life, Positive Thinking

george-washington-pictureHave you ever realized our thoughts tend to become reality?  For example, someone wanting to quit smoking becomes consumed by thoughts of quitting smoking.  Instead of thinking, “I’m going to become healthier”, we tend think “I don’t want to keep smoking.”  So many of us have inherited this type of fear based thought process.  We’re so privileged to have the ability to choose how we think.

Throughout history the power of

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Financial Grand Slam.

by Coach on Jul.06, 2009, under Bankruptcy, Budgeting, Building Savings, Car Loans, Credit Cards, Debt, Debt Collection, Economy, Financial Freedom, First Time Homebuyers, Money & Life, Student Loans

wrigley.fieldOver Independence Day Weekend I had the great opportunity to attend a Chicago Cubs Game.  It was my first ever Major League Baseball Game.  Wrigley Field was packed to capacity with loyal fans, tourists and people just having a good time.  Beverages were flowing, ballpark food was cooking and revenue was generating.  On that mildly cool July night, there were no signs of any recession.  For that matter, there were no signs of negative feelings.  For three hours

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People, Fear, Economy..

by Coach on Jun.14, 2009, under Budgeting, Building Savings, Car Loans, Credit Cards, Debt, Debt Collection, Economy, Financial Balance, Financial Fitness Sessions, First Time Homebuyers, Homeowner Fitness, Money & Life, Mortgage

economy.fearI don’t have a degree in economics, but what’s going on seems pretty cut and dry.  We’re seeing record levels of unemployment, foreclosures and economic challenges in every business industry.  The first question is,

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