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In our fast paced world, simple (sometimes the most important) things often tend to go unnoticed.  While visiting a local university today  it was hard to help but notice facial expressions and body language of students and faculty.  In such a diverse atmosphere as a college campus, it hit me.  Literally every person within sight showed (facial expressions and/or body language) one of two of the most common feelings nearly everyone experiences every single day.  We are a bored and busy society.

What’s the quickest way to reduce and eliminate debt?  Everyone listens closely when the topic of debt comes up in today’s changing economy.  The purpose of this entry is to display an example showing how fast or slow anyone can decide to get out of debt.  The more common way (making minimum payments and applying more money towards certain accounts at different times) is obviously the slow way.  Here’s the formula and an example of how to calculate the time and distance between you and financial freedom:

In anticipation of new consumer protection credit card laws taking effect in early 2010, credit card companies have figured out yet another way to maximize profits fast.  As many have heard in the news, credit card banks are increasing minimum payments from 2% to 5% of balances owed.  One Chase customer told CNN his payments were spiking up from about $200/month to over $900/month!  The customer told the creditor he’ll be forced into bankruptcy if the payment jump is sustained.  The story didn’t say how he ended up, hopefully he took the right steps.

This is how

It’s tough to think of an area of life which isn’t related to personal finances at some level.  A big misconception is that financial health depends on circumstances.  This is simply not true.  Circumstances are the driving force of emotion based decisions and perspective provides a logical plan based on real priorities.  For a financially “unfit” person, circumstances drive every action.  For the financially “fit”, each action is calculated and thought out.  To be above average, above average actions must be taken.  It’s the “freedom to choose” which can be our biggest ally or worst enemy.  The most important battle is with the man or woman in the mirror and the biggest tragedy of life is to “almost win”.  Listed below are 13 reasons to get financially fit along with some links showing Oklahoma’s Statistics of sub par personal finance education:

Last week I had the pleasure of interacting with some great people.  I’d like to thank all who attended the “Preventing Financial Stress!” sessions at Belle Isle Library and Platt College.  It’s an exciting time and I’m so encouraged by the positive impact Financial Fitness Coaching is having on lives all over the OKC Metro.  By separating emotions from