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How might “Super Mom” or “Determined Dad” beat the common cold and tend to the kids while on a laser sharp budget?  Below are a few ways:

As we say goodbye to the holiday season and another year passed , it’s the right time to

In our fast paced world, simple (sometimes the most important) things often tend to go unnoticed.  While visiting a local university today  it was hard to help but notice facial expressions and body language of students and faculty.  In such a diverse atmosphere as a college campus, it hit me.  Literally every person within sight showed (facial expressions and/or body language) one of two of the most common feelings nearly everyone experiences every single day.  We are a bored and busy society.

What’s the quickest way to reduce and eliminate debt?  Everyone listens closely when the topic of debt comes up in today’s changing economy.  The purpose of this entry is to display an example showing how fast or slow anyone can decide to get out of debt.  The more common way (making minimum payments and applying more money towards certain accounts at different times) is obviously the slow way.  Here’s the formula and an example of how to calculate the time and distance between you and financial freedom:

In anticipation of new consumer protection credit card laws taking effect in early 2010, credit card companies have figured out yet another way to maximize profits fast.  As many have heard in the news, credit card banks are increasing minimum payments from 2% to 5% of balances owed.  One Chase customer told CNN his payments were spiking up from about $200/month to over $900/month!  The customer told the creditor he’ll be forced into bankruptcy if the payment jump is sustained.  The story didn’t say how he ended up, hopefully he took the right steps.

This is how